
About Me
Tom MacDonaldReverse Mortgage Advisor | NMLS# 210661 | 1-775-234-2355
Areas of Expertise
- Reverse Mortgages
- JUMBO Reverse Mortgages
- Reverse Mortgage Refinances
- Proprietary Reverse Mortgages
- HECM to HECM Refinances
- Financial Advisor Education & Business Growth
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Protect your retirement portfolio
- Reduce monthly expenses by paying off existing mortgage
- Reduce monthly expenses by paying debt
- Enhance your cash flow
- Incorporate housing wealth into your retirement plan
- Create an emergency fund
- Increase cash to help ensure monthly bills are paid
- Fund for home repairs or upgrades
- Reduce the burden of out-of-pocket healthcare costs
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Have the cash for a large expense, such as a vacation or vehicle
Introduction to Reverse Mortgages
Sometimes referred to as “Reverse Mortgages for Seniors” or as “Reversed Mortgages”
In the 10 years I have been doing Reverse Mortgages, I have frequently heard a client say they were going to use up their savings before they considered a Reverse Mortgage. I didn’t think anything of it at the time. It seemed reasonable.
Although reverse mortgages may not be the right solution for everyone, I believe anyone age 62 or older should know of their existence and have some current, accurate knowledge of how they work. In general, I think of a reverse mortgage as a cash flow instrument. If you have plenty of non-taxable cash flow to live the way you wish, then a reverse mortgage would likely not make any sense. If you find you cannot do all you wish, then a reverse mortgage may be worth investigating.
I think you’ll find these videos as a nice, quick introduction to the subject of Reverse Mortgages. I am hoping to educate you on some new facts that you may have not heard of yet!
Testimonials
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To learn more about HECM Call 1-775-234-2355 or enter your email address to download this Free informational booklet. See how much you could take advantage of Reverse Mortgage.